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Wills & Powers of Attorney

It can be hard to know who to speak to for good Estate Planning advice. You need an expert who can look at the bigger picture and understand how your wills will fit into your overall financial planning, how to protect your assets from outside forces, and provide simple solutions to meet your requirements. We offer Wills, Powers of Attorney and Probate services in Southampton and Hampshire.

Home Services Wills & Powers of Attorney
  • Accountant Partnerships
  • Investments
  • Pensions

If you die without making a Will (i.e. intestate) your estate and guardianship of any minors will be handled by the state. This can be particularly problematic for any partners not married or in a civil partnership, who also are not at liberty to utilise the transferable nil rate inheritance tax band. Good estate planning goes hand in hand with your overall financial and tax planning and should be reviewed on a regular basis to ensure your Wills cater to your current circumstances. View the Intestacy flow chart here

Lasting Powers Of Attorney

Powers of Attorneys (LPAs) enable you to give someone authority to manage your healthcare and finances when you can’t do so yourself.. Failure to have LPAs in place will mean someone will have to apply to the Court of Protection to become your Deputy, or the state will nominate someone. This can be a lengthy, costly and distressing process. And you cannot be certain your deputy would be someone you’d choose, given the chance. Additionally your deputy will need to prepare, for example, annual accounts for the courts and pay annual fees. There is no such thing as too soon to have LPAs in place, but it can certainly be too late.

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Wills & LPA’s process

1. Instructions Meeting

At a place and time to suit you we review your estate, discuss your options and take down your instructions.

2. Drafts Review

Your draft wills / LPA(s) are reviewed with you in person. Once we have your approval, we produce your originals.

3. Signing

A short final meeting to sign and witness your final documentation. And that’s it. Simple, stress free and effective.

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  • After a long search for a pension advisor who could actively and professionally manage our company pension scheme, I contacted Straight Talk Financial Planning in February 2013. From the outset, I found David and his team to be extremely professional and competent in all they do, and their knowledge, expertise and communication throughout the last 5 and a half years has been excellent.

    Garrick Gregory, CEO, 2CL Communications Ltd
  • I have found the service and advice given by Straight Talk have always been given and explained in a thorough and efficient manner. David is always able to accommodate any calls and meetings in a fast and at times taking in an evening appointment to discuss any queries and advise necessary. I consider the approximate eight years of having Straight Talk taking care of my pension as time well spent.

    Mike Nicholas
  • Having a number of pensions and not a clue what was the best step going forward, I handed all the paperwork over to David & the team to sort out. Both were professional, friendly and I was kept informed every step of the way. Caroline handled mine and my husbands Will writing from start to finish, she made sure that we both understood the whole process and all the jargon that comes with it. Working with David, Caroline & the team has been a pleasure – I would not hesitate to recommend them and I look forward to being a long standing client going forward.

    Kate Browning, Honeypot Children's Charity
  • Until meeting David and Straight Talk Financial Planning I’d had a very mixed experience concerning IFAs, including one quite disastrous one. David’s approach was completely different, not only taking the time and effort to explain the process, but demonstratively actively monitoring the progress of my pension funds and reporting back on a quarterly basis; I greatly appreciate this attention to detail. David’s finger-on-the-pulse has kept my pension growing above the benchmark and there is nowhere else I would want my pension funds to be.

    Simon Chadwick, Ceratopia
  • I wanted to thank you for providing me personally with a very thorough and in-depth pension review.

    You took considerable time during our meeting to be able to demonstrate how my pension investments would perform based on the risk profile that you had identified me as holding.

    The outcome of the meeting was that I felt entirely confident in your knowledge and professionalism in handling my personal investments and transferred the funds entirely for Straight Talk to manage on my behalf.

    Deborah Witcomb, Managing Director, HR Pro Consulting Ltd
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    Monday Musings 25.04.2022

    Stepping into the shoes of someone you have looked up to all your life is never an easy task. But I’m finding that task is made easier by the support.

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    Announcement

    It is with the greatest of sadness that I have to announce the passing of our Director, colleague, friend and my father Mr David McGurn Stewart. David passed on the.

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