Welcome to the first of the New Years’ musings, I hope and think that this will be a far better year than the old year. With Brexit agreed and underway, although there are clearly some issues to be resolved, there has been one area of uncertainty removed. In the USA it looks as if the Presidential Election will move to its conclusion on January 20^th. Whether or not Mr Biden will be able to carry through all his proposals will be influenced by the two Senatorial Elections due this month, having said that most commentators think that he will succeed in delivering his promises.

Turning back to home. Like most businesses in the UK Straight Talk has been impacted by the Covid 19 Pandemic. As you will have seen we maintained our service levels throughout the old year and will continue to do so in 2021.  Clearly under the Tier 4 rules which cover virtually all of us face to face meetings are not possible. In view of this we will be offering “zoom” meeting to all our clients until such times as the restrictions are lifted. When our systems tell us it time for your regular review meeting, we will telephone you to set up an online appointment. We will send you up to date valuations prior to the meeting along with any other paperwork that may be required. Although nothing can quite replace sitting down with a client, we feel that for now this is the way forward.

I would like to end this week’s musings by wishing you all well for the coming year and announcing the first competition of the year.  A super hamper of goodies two the first two right answers to the following. What is the name of the listed Fantasy figure manufacturer based where Robin Hood lived?

So, to the markets